*,
*::before,
*::after {
  box-sizing: border-box;
}

html,
body {
  margin: 0;
  padding: 0;
}

body {
  background: #f4f5f8;
  color: #1a2744;
  font-family: "Source Sans 3", system-ui, -apple-system, sans-serif;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}

h1,
h2,
h3,
h4 {
  font-family: "EB Garamond", "Times New Roman", serif;
  font-weight: 500;
}

button {
  font-family: inherit;
  cursor: pointer;
  border: none;
  background: none;
  color: inherit;
  padding: 0;
}

a {
  color: #4a6fa5;
  text-decoration: none;
}

a:hover {
  color: #1a2744;
}

::selection {
  background: #d5deec;
  color: #1a2744;
}

:focus-visible {
  outline: 2px solid #4a6fa5;
  outline-offset: 2px;
}

.page {
  max-width: 100%;
  overflow-x: hidden;
  background: #f4f5f8;
  min-height: 100vh;
  display: flex;
  flex-direction: column;
}

.page-body {
  flex: 1;
}

/* ——— Header ——— */
.site-header {
  background: #1a2744;
  color: #eaeef5;
  position: sticky;
  top: 0;
  z-index: 50;
}

.nav {
  max-width: 1120px;
  margin: 0 auto;
  padding: 0 32px;
  height: 78px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}

.logo {
  display: flex;
  align-items: center;
  gap: 14px;
  color: #eaeef5;
}

.logo:hover {
  color: #eaeef5;
}

.logo-mark {
  width: 34px;
  height: 34px;
  border: 1.5px solid #7d94bd;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: "EB Garamond", serif;
  font-size: 19px;
  font-weight: 600;
  color: #eaeef5;
}

.logo-name {
  font-family: "EB Garamond", serif;
  font-size: 22px;
  font-weight: 600;
  letter-spacing: 0.01em;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 30px;
  flex-wrap: wrap;
  justify-content: flex-end;
}

.nav-link {
  font-size: 15px;
  font-weight: 600;
  letter-spacing: 0.01em;
  color: #a9b8d6;
  border-bottom: 2px solid transparent;
  padding-bottom: 4px;
  transition: color 0.14s ease, border-color 0.14s ease;
  white-space: nowrap;
}

.nav-link:hover {
  color: #ffffff;
}

.nav-link.is-active {
  color: #ffffff;
  border-bottom-color: #7d94bd;
}

.nav-toggle {
  display: none;
  width: 40px;
  height: 40px;
  align-items: center;
  justify-content: center;
  flex-direction: column;
  gap: 5px;
}

.nav-toggle span {
  display: block;
  width: 18px;
  height: 1.5px;
  background: #eaeef5;
}

/* ——— Shared ——— */
.eyebrow {
  font-size: 13px;
  letter-spacing: 0.2em;
  text-transform: uppercase;
  color: #4a6fa5;
  font-weight: 600;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 15px 30px;
  font-size: 16px;
  font-weight: 600;
  letter-spacing: 0.01em;
  border-radius: 2px;
  transition: background 0.15s ease, border-color 0.15s ease, color 0.15s ease;
}

.btn-primary {
  background: #1a2744;
  color: #ffffff;
}

.btn-primary:hover {
  background: #4a6fa5;
  color: #ffffff;
}

.btn-secondary {
  border: 1px solid #c3ccdd;
  color: #1a2744;
  background: #ffffff;
}

.btn-secondary:hover {
  border-color: #1a2744;
  color: #1a2744;
}

.btn-light {
  background: #ffffff;
  color: #1a2744;
  padding: 13px 24px;
  font-size: 15.5px;
}

.btn-light:hover {
  background: #dbe3f0;
  color: #1a2744;
}

.btn-ghost-light {
  border: 1px solid #46567a;
  color: #eaeef5;
  padding: 13px 24px;
  font-size: 15.5px;
  font-weight: 600;
  border-radius: 2px;
  transition: border-color 0.15s ease;
}

.btn-ghost-light:hover {
  border-color: #9fb2d4;
  color: #eaeef5;
}

.btn-block {
  width: 100%;
  background: #1a2744;
  color: #ffffff;
  padding: 13px 18px;
  font-size: 14.5px;
  font-weight: 600;
  border-radius: 2px;
  transition: background 0.15s ease;
}

.btn-block:hover {
  background: #4a6fa5;
  color: #ffffff;
}

/* ——— Home ——— */
.hero {
  max-width: 1120px;
  margin: 0 auto;
  padding: 88px 32px 40px;
  text-align: center;
}

.hero-mark {
  width: 76px;
  height: 76px;
  margin: 0 auto 30px;
  border: 2px solid #4a6fa5;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: "EB Garamond", serif;
  font-size: 42px;
  font-weight: 600;
  color: #1a2744;
}

.hero-kicker {
  font-size: 13px;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: #4a6fa5;
  font-weight: 600;
}

.hero h1 {
  margin: 22px auto 0;
  font-size: clamp(40px, 6.4vw, 86px);
  line-height: 1.04;
  letter-spacing: -0.01em;
  font-weight: 500;
  color: #1a2744;
  max-width: 16ch;
}

.hero-lead {
  margin: 30px auto 0;
  max-width: 76ch;
  font-size: clamp(18px, 1.9vw, 22px);
  line-height: 1.62;
  color: #2b3a5c;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
  justify-content: center;
  margin-top: 40px;
}

.section {
  max-width: 1120px;
  margin: 0 auto;
  padding: 64px 32px;
}

.section-narrow {
  max-width: 920px;
  margin: 0 auto;
  padding: 24px 32px 96px;
}

.section-head {
  border-top: 2px solid #1a2744;
  padding-top: 14px;
  margin-bottom: 36px;
}

.section-head .eyebrow {
  letter-spacing: 0.18em;
}

.section-title {
  margin: 10px 0 0;
  font-size: clamp(28px, 3.4vw, 44px);
  line-height: 1.08;
  color: #1a2744;
  font-weight: 500;
  max-width: 22ch;
}

.pillars {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 1px;
  background: #dfe3ec;
  border: 1px solid #dfe3ec;
}

.pillar {
  background: #ffffff;
  padding: 34px 30px 38px;
}

.pillar-n {
  font-family: "EB Garamond", serif;
  font-size: 30px;
  color: #4a6fa5;
}

.pillar h3 {
  margin: 16px 0 10px;
  font-size: 23px;
  color: #1a2744;
  font-weight: 600;
  letter-spacing: 0.005em;
}

.pillar p {
  margin: 0;
  font-size: 16.5px;
  line-height: 1.6;
  color: #4b587a;
}

.policy-banner-wrap {
  max-width: 1120px;
  margin: 0 auto;
  padding: 24px 32px 64px;
}

.policy-banner {
  background: #1a2744;
  color: #eaeef5;
  padding: clamp(36px, 5vw, 64px);
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 40px;
  align-items: center;
}

.policy-banner .eyebrow {
  font-size: 12.5px;
  color: #9fb2d4;
}

.policy-banner h2 {
  margin: 16px 0 12px;
  font-size: clamp(28px, 3.4vw, 42px);
  line-height: 1.1;
  color: #ffffff;
  font-weight: 500;
}

.policy-banner p {
  margin: 0;
  font-size: 17px;
  line-height: 1.6;
  color: #c4cee0;
  max-width: 52ch;
}

.policy-banner-actions {
  display: flex;
  flex-direction: column;
  gap: 14px;
  align-items: flex-start;
}

.policy-banner-meta {
  font-family: "EB Garamond", serif;
  font-style: italic;
  font-size: 19px;
  color: #9fb2d4;
}

.policy-banner-btns {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

/* ——— FAQ ——— */
.faq-section .section-head {
  margin-bottom: 20px;
}

.faq-section .section-title {
  font-size: clamp(26px, 3vw, 38px);
  max-width: none;
}

.faq-item {
  border-bottom: 1px solid #cfd6e3;
}

.faq-toggle {
  width: 100%;
  text-align: left;
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  gap: 24px;
  padding: 24px 2px;
  transition: color 0.12s ease;
}

.faq-toggle:hover {
  color: #4a6fa5;
}

.faq-toggle-left {
  display: flex;
  align-items: baseline;
  gap: 16px;
}

.faq-annex {
  font-family: "EB Garamond", serif;
  font-style: italic;
  font-size: 18px;
  color: #4a6fa5;
  flex: none;
}

.faq-q {
  font-family: "EB Garamond", serif;
  font-size: clamp(20px, 2.2vw, 26px);
  color: #1a2744;
  font-weight: 500;
}

.faq-sign {
  font-family: "EB Garamond", serif;
  font-size: 24px;
  color: #4a6fa5;
  flex: none;
}

.faq-panel {
  overflow: hidden;
  max-height: 0;
  opacity: 0;
  transition: max-height 0.15s ease, opacity 0.15s ease;
}

.faq-item.is-open .faq-panel {
  max-height: 320px;
  opacity: 1;
}

.faq-panel p {
  margin: 0;
  padding: 0 40px 26px 84px;
  font-size: 17px;
  line-height: 1.62;
  color: #3a486a;
}

/* ——— About ——— */
.page-main {
  max-width: 820px;
  margin: 0 auto;
  padding: 88px 32px 96px;
}

.page-main h1 {
  margin: 18px 0 0;
  font-size: clamp(36px, 5vw, 64px);
  line-height: 1.05;
  color: #1a2744;
  font-weight: 500;
  max-width: 18ch;
}

.prose {
  margin-top: 34px;
  border-top: 1px solid #cfd6e3;
  padding-top: 36px;
}

.prose p {
  margin: 0 0 26px;
  font-size: 19px;
  line-height: 1.68;
  color: #2b3a5c;
}

.pull-quote {
  margin-top: 24px;
  padding: 28px 30px;
  background: #ffffff;
  border-left: 3px solid #1a2744;
}

.pull-quote p {
  margin: 0;
  font-family: "EB Garamond", serif;
  font-style: italic;
  font-size: 22px;
  line-height: 1.5;
  color: #1a2744;
}

/* ——— Policy ——— */
.policy-main {
  max-width: 1120px;
  margin: 0 auto;
  padding: 56px 32px 96px;
}

.policy-layout {
  display: grid;
  grid-template-columns: 236px minmax(0, 1fr);
  gap: 56px;
  align-items: start;
}

.policy-aside {
  position: sticky;
  top: 104px;
}

.policy-aside-brand {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 22px;
}

.policy-aside-mark {
  width: 40px;
  height: 40px;
  border: 1.5px solid #4a6fa5;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: "EB Garamond", serif;
  font-size: 22px;
  font-weight: 600;
  color: #1a2744;
}

.policy-aside-label {
  font-size: 12px;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: #4a6fa5;
  font-weight: 600;
  line-height: 1.3;
}

.toc {
  border-top: 1px solid #cfd6e3;
}

.toc-link {
  width: 100%;
  text-align: left;
  display: flex;
  gap: 12px;
  padding: 12px 2px;
  border-bottom: 1px solid #e2e6ee;
  font-size: 14.5px;
  color: #4b587a;
  transition: color 0.12s ease;
}

.toc-link:hover {
  color: #1a2744;
}

.toc-n {
  font-family: "EB Garamond", serif;
  color: #4a6fa5;
  flex: none;
}

.policy-print {
  margin-top: 22px;
}

.policy-doc {
  background: #ffffff;
  border: 1px solid #dfe3ec;
  padding: clamp(32px, 5vw, 72px);
}

.policy-doc-header {
  border-bottom: 2px solid #1a2744;
  padding-bottom: 26px;
  margin-bottom: 8px;
}

.policy-doc-header h1 {
  margin: 0;
  font-size: clamp(30px, 3.6vw, 46px);
  line-height: 1.1;
  color: #1a2744;
  font-weight: 600;
}

.policy-doc-meta {
  margin: 16px 0 0;
  font-family: "EB Garamond", serif;
  font-style: italic;
  font-size: 18px;
  color: #4a6fa5;
}

.clause {
  display: grid;
  grid-template-columns: 72px minmax(0, 1fr);
  gap: 20px;
  padding: 34px 0;
  border-bottom: 1px solid #edeff4;
  scroll-margin-top: 100px;
}

.clause-n {
  font-family: "EB Garamond", serif;
  font-size: clamp(34px, 4vw, 52px);
  line-height: 0.9;
  color: #1a2744;
  font-weight: 500;
}

.clause h2 {
  margin: 6px 0 12px;
  font-size: 23px;
  color: #1a2744;
  font-weight: 600;
  letter-spacing: 0.005em;
}

.clause p {
  margin: 0;
  font-size: 18px;
  line-height: 1.68;
  color: #2b3a5c;
}

.policy-note {
  margin: 30px 0 0;
  font-size: 14px;
  line-height: 1.6;
  color: #7a8398;
}

/* ——— Corporate ——— */
.corp-main {
  max-width: 920px;
  margin: 0 auto;
  padding: 88px 32px 96px;
}

.corp-main h1 {
  margin: 18px 0 0;
  font-size: clamp(34px, 5vw, 58px);
  line-height: 1.04;
  color: #1a2744;
  font-weight: 500;
  max-width: 18ch;
}

.corp-lead,
.enquiry-lead {
  margin: 26px 0 0;
  max-width: 64ch;
  font-size: 19px;
  line-height: 1.6;
  color: #2b3a5c;
}

.corp-table {
  margin-top: 44px;
  background: #ffffff;
  border: 1px solid #dfe3ec;
}

.corp-row {
  display: grid;
  grid-template-columns: 1fr 3fr 1fr;
  gap: 20px;
  padding: 18px 26px;
  border-bottom: 1px solid #edeff4;
  align-items: center;
  transition: background 0.12s ease;
}

.corp-row:last-child {
  border-bottom: none;
}

.corp-row:hover {
  background: #f7f8fb;
}

.corp-k {
  font-size: 14.5px;
  letter-spacing: 0.02em;
  color: #6b7794;
}

.corp-v {
  font-size: 16px;
  color: #1a2744;
  font-weight: 600;
}

.copy-btn {
  font-size: 12.5px;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: #4a6fa5;
  font-weight: 600;
  border: 1px solid #cfd6e3;
  border-radius: 2px;
  padding: 6px 12px;
  transition: border-color 0.12s ease, color 0.12s ease;
  min-width: 64px;
}

.copy-btn:hover {
  border-color: #4a6fa5;
}

.corp-note {
  margin: 20px 0 0;
  font-size: 14px;
  line-height: 1.6;
  color: #7a8398;
}

/* ——— Enquiries ——— */
.enquiry-main {
  max-width: 820px;
  margin: 0 auto;
  padding: 88px 32px 96px;
}

.enquiry-main h1 {
  margin: 18px 0 0;
  font-size: clamp(34px, 5vw, 58px);
  line-height: 1.04;
  color: #1a2744;
  font-weight: 500;
  max-width: 16ch;
}

.enquiry-lead {
  max-width: 60ch;
}

.enquiry-card {
  margin-top: 44px;
  background: #ffffff;
  border: 1px solid #dfe3ec;
}

.enquiry-row {
  display: grid;
  grid-template-columns: minmax(0, 0.7fr) minmax(0, 1.5fr);
  gap: 20px;
  padding: 24px 28px;
  border-bottom: 1px solid #edeff4;
}

.enquiry-row:last-child {
  border-bottom: none;
}

.enquiry-k {
  font-size: 14.5px;
  color: #6b7794;
  letter-spacing: 0.02em;
}

.enquiry-email {
  font-size: 18px;
  font-weight: 600;
  color: #4a6fa5;
}

.enquiry-email:hover {
  color: #1a2744;
}

.enquiry-v {
  font-size: 16px;
  color: #1a2744;
  font-weight: 600;
  line-height: 1.5;
}

.enquiry-sub {
  font-weight: 400;
  color: #5b6b8a;
  font-size: 15px;
}

.enquiry-notice {
  font-size: 15px;
  color: #3a486a;
  line-height: 1.62;
  max-width: 56ch;
}

/* ——— Footer ——— */
.site-footer {
  background: #1a2744;
  color: #c4cee0;
}

.footer-inner {
  max-width: 1120px;
  margin: 0 auto;
  padding: 44px 32px 0px 32px;
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 36px;
  align-items: start;
}
.footer-inner2 {
  max-width: 1120px;
  margin: 0 auto;
  padding: 0px 32px 70px 32px;
  display: flex;
  gap: 40px;
  align-items: start;
}

.footer-brand {
  display: flex;
  align-items: center;
  gap: 12px;
}

.footer-mark {
  width: 30px;
  height: 30px;
  border: 1.5px solid #7d94bd;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: "EB Garamond", serif;
  font-size: 17px;
  font-weight: 600;
  color: #eaeef5;
}

.footer-name {
  font-family: "EB Garamond", serif;
  font-size: 19px;
  color: #eaeef5;
  font-weight: 600;
}

.footer-reg {
  margin: 16px 0 0;
  font-size: 13px;
  color: #8ea0c2;
  line-height: 1.6;
}

.footer-legal {
  margin: 0;
  grid-column: span 2;
  font-variant: small-caps;
  font-size: 13px;
  letter-spacing: 0.03em;
  line-height: 1.8;
  color: #8ea0c2;
  max-width: 92ch;
}

/* ——— Responsive ——— */
@media (max-width: 860px) {
  .nav {
    height: auto;
    min-height: 78px;
    padding: 16px 24px;
    flex-wrap: wrap;
  }

  .nav-toggle {
    display: inline-flex;
  }

  .nav-links {
    display: none;
    width: 100%;
    flex-direction: column;
    align-items: flex-start;
    gap: 16px;
    padding: 8px 0 12px;
  }

  .nav-links.is-open {
    display: flex;
  }

  .hero,
  .section,
  .policy-banner-wrap,
  .section-narrow,
  .page-main,
  .corp-main,
  .enquiry-main,
  .policy-main {
    padding-left: 24px;
    padding-right: 24px;
  }

  .policy-layout {
    grid-template-columns: 1fr;
    gap: 32px;
  }

  .policy-aside {
    position: static;
  }

  .corp-row {
    grid-template-columns: 1fr;
    gap: 8px;
    padding: 18px 20px;
  }

  .copy-btn {
    justify-self: start;
  }

  .enquiry-row {
    grid-template-columns: 1fr;
    gap: 8px;
    padding: 20px;
  }

  .faq-panel p {
    padding-left: 2px;
    padding-right: 2px;
  }

  .footer-legal {
    grid-column: auto;
  }

  .clause {
    grid-template-columns: 48px minmax(0, 1fr);
    gap: 14px;
  }
    .footer-inner2 {
    padding: 0px 32px 50px 32px;
    gap: 20px;
    align-items: start;
    flex-wrap: wrap;
    justify-content: space-between;
    gap: 0;
  }
}

@media print {
  .site-header,
  .site-footer,
  .policy-aside,
  .hero-actions,
  .policy-banner-btns,
  .nav-toggle {
    display: none !important;
  }

  .page {
    background: #ffffff;
  }

  .policy-doc {
    border: none;
    padding: 0;
  }
}



.footer-reg a:hover{
color: #4a6fa5;
}


.policycontent {
    margin-top: 50px;
    font-size: 16px;
    line-height: 28px;
}


.footer-legal.legallinks a{
color: #8ea0c2 !important; 
font-family: "Source Sans 3", system-ui, -apple-system, sans-serif;
}